Mike Van Kempen is the founder and editor of TopMoneyApps. He researches, tests, and reviews personal finance apps — budgeting tools, brokerages, neobanks, and credit products — and analyzes public financial data to help everyday people make clearer money decisions.
About Mike
Mike started TopMoneyApps to cut through the marketing noise around money apps. Instead of recycling press releases, he opens accounts, uses the apps, and compares them on the things that actually matter: features, price, security, and real-world usability. Every ranking on the site reflects hands-on evaluation rather than paid placement.
For the site's data and statistics articles, Mike works directly from primary sources — the Federal Reserve's Survey of Consumer Finances, the Bureau of Labor Statistics, Experian, FICO, and other authoritative datasets — and translates them into plain-English guides that show readers where they stand and what to do next.
What Mike Writes About
- Budgeting and money-management apps (YNAB, Monarch, Copilot, Rocket Money, and more)
- Investing platforms and brokerages (Fidelity, Schwab, Robinhood, and others)
- Banking, neobanks, and high-yield savings
- Credit, debt payoff, and credit scores
- Personal finance statistics and benchmarks by age and income
Editorial Standards
TopMoneyApps does not accept payment to influence rankings or review scores. The site earns affiliate commissions when readers click links and sign up for services, but that never affects the editorial assessment. You can read the full approach on our About & Methodology page.